Benefits will not be provided under the Policy for any Illness or Injury that is caused by, contributed to or results from: A) suicide or attempted suicide while sane or insane or from intentionally self-inflicted injury. B) war or any act of war, whether declared or undeclared. C) participation in the commission or attempted commission of any felony, an assault, insurrection or Participation in a Riot. D) being intoxicated while operating a motor vehicle. 1) a Covered Person will be conclusively presumed to be intoxicated if the level of alcohol in a Covered Person’s blood exceeds the amount at which a person is presumed, under the law of the locale in which the Accident occurred, to be intoxicated, if operating a motor vehicle. 2) an autopsy report from a licensed medical examiner, law enforcement officer reports, or similar items will be considered proof of the Covered Person’s intoxication. E) being under the influence of any Prescription Drug, controlled substance, or hallucinogen, unless such Prescription Drug, controlled substance, or hallucinogen was prescribed by a Physician and taken in accordance with the prescribed dosage. F) ride in or on any motor vehicle or aircraft engaged in acrobatic tricks/ stunts (for motor vehicles), acrobatic/ stunt flying (for aircraft), endurance tests, off-road activities (for motor vehicles), or racing; G) participation in any organized sport in a professional or semi-professional capacity; H) participation in abseiling, base jumping, bossaball, bouldering, bungee jumping, cave diving, cliff jumping, free climbing, freediving, free-running, hang gliding, ice climbing, Jai Alai, jet powered flight, kite surfing, kiteboarding, luging, missed climbing, mountain biking, mountain boarding, mountain climbing, mountaineering, parachuting, paragliding, parakiting, paramotoring, parasailing, Parkour, proximity flying, rock climbing, sail gliding, sandboarding, scuba diving, sepak takraw, slacklining, ski jumping, skydiving, sky surfing, speed flying, speed riding, train surfing, tricking, wingsuit flying or other similar extreme sports or high risk activities; In addition, We will not pay for any benefits under the Policy, unless required by law for: I) elective abortion or complications thereof; J) artificial insemination, in vitro fertilization, test tube fertilization; K) gender change, sterilization, tubal litigation or vasectomy, and reversal thereof; L) aroma therapeutic, herbal therapeutic, or homeopathic services; M) Substance Abuse, unless specifically allowed by a provision of this Certificate; N) medical mishap or negligence on the part of any Physician, Medical Professional, or Therapist, including malpractice; O) Custodial Care, unless specifically allowed by a benefit provision in this Certificate or any rider attached to the Policy (if applicable); P) elective or cosmetic surgery or procedures, except for reconstructive surgery; 1) incidental to or following surgery for disease, infection or trauma of the involved body part; or 2) due to Congenital Anomaly or disease of a Dependent Child which has resulted in a functional defect. Exclusions may vary by state and will be outlined in your Certificate of Insurance.