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You automatically receive the following benefits when you select added coverage:
Common Carrier - this benefit pays twice the elected additional coverage if your loss occurs due to a covered accident while you are in, entering, or exiting a common carrier.
Education Benefit - if you suffer an accidental death, this benefit reimburses education expenses of 2% of the insured's accidental death benefit for each dependent child who is enrolled as a full-time student in an institution of higher learning.
Accident Hospital Indemnity - If you are confined to a hospital as an inpatient as a result of a covered loss for more than 7 consecutive days (starting within 30 days of the accident), then a monthly benefit will be paid – equal to 1% of the additional coverage amount up to a maximum of $2,500 for up to 12 months. (Not available to WA residents)
Anti-Inflation Benefit - for every two years an insured's additional coverage remains continuously in force, it will be increased by 5% until it reaches 125% of the original amount.
Please refer to your Summary of Benefits, or once insured, your Insurance Coverage Document for specific details.