No coverage will be provided and no benefit will be paid for any Injury or loss caused directly or indirectly by, results in whole or in part from, occurs during, or there is contribution from, any of the following: 1) self-inflicted Injury, self destruction, or autoeroticism, whether sane or insane; 2) suicide or attempted suicide, whether sane or insane; 3) an Insured Person’s participation in, or an Insured Person’s attempt to commit, a crime, assault, felony, or any illegal activity, regardless of any legal proceedings thereto; 4) bodily or mental infirmity, illness or disease; 5) the use of alcohol, drugs, medications, poisons, gases, fumes or other substances taken, absorbed, inhaled, ingested or injected; 6) motor vehicle collision or accident where an Insured Person is the operator of the motor vehicle and an Insured Person’s blood alcohol level meets or exceeds the level at which intoxication is defined in the state where the collision or accident occurred, regardless of any legal proceedings thereto; 7) infections of any kind regardless of how contracted, other than infection occurring simultaneously with, and as a direct result of, the accidental Injury; 8) medical or surgical treatment or diagnostic procedures or any resulting complications; 9) travel in or descent from any aircraft, except as a fare-paying passenger on a regularly scheduled commercial flight on a licensed passenger aircraft carrier; 10) war or any act of war, whether declared or undeclared; 11) riding in or driving any type of motor vehicle as part of a speed contest or scheduled race, including testing such vehicle on a track, speedway or proving ground; 12) repetitive stress syndromes including but not limited to rotator cuff syndrome, bursitis, tendonitis, carpal tunnel syndrome, ulnar nerve syndrome, stress fractures, neuropathy, epicondylitis or neuritis. Exclusions 4 and 7 do not apply to the recuperation daily sickness benefit.