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When an accident puts you in the hospital, you can get...

All benefits
payable directly to you

Simply activate this Hospital Accident Insurance now before a covered accident happens.
This plan is arranged for you by Tower Federal Credit Union and underwritten by Zurich American Insurance Company.

Paid to you in addition to any other insurance you may have for each covered accident

Hospital Confinement

$900.00

per day

Limit per occurrence $328,500.00 for 365 days

Intensive Care Confinement

$1,800.00

per day

Limit per occurrence $657,000.00 for 365 days

Emergency Room Treatment

$450.00

per day

Learn More
Get Started

Let's start by selecting where you live:

Coverage may not be available in all states or certain terms, conditions and exclusions may be different where required by state law.

More reasons to say "Yes" today

Even a short hospitalization can strain a family budget when you've got monthly bills to pay. Spend your cash benefits any way you want. Pay rent, credit card bills, auto loans, and more. When your family may need it most, you'll appreciate the financial helping hand this Hospital Accident Insurance can deliver.

Spend your cash benefits any way you want for

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Any Other
Bill!

Auto Loans

Child Care

Mortgage

Groceries

Credit Card
Bills

Utilities

Every penny is paid in addition to other insurance you may have.
These lump-sum claims checks are payable directly to you or anyone you choose.

Easy to get. Easy to keep.

Acceptance Guaranteed

No Medical Exam Required

No Health Questions

Old couple- Easy to Get
Mother Daughter Easy to Keep

60-Day
100% Money Back Guarantee*

Give your loved ones the financial help they deserve.

Get Started

This is an accident only policy and does not pay benefits for loss from sickness.

 

*If you are not happy with the Hospital Accident Insurance for any reason, and you have not submitted a claim, simply contact us within the first 60 days of enrollment for a complete refund of your premium and the coverage will be canceled back to its effective date.

Benefits reduce due to age, beginning at age 65. Please see Summary of Benefits for details.
Insurance product offered by Franklin Madison Group LLC.
For California Residents: Insurance product offered by Franklin Madison Insurance Services LLC.
Insurance is underwritten by Zurich American Insurance Company (Zurich), 1299 Zurich Way, Schaumburg, IL 60196, 1-800-987-3373 (NAIC # 16535).
This insurance provides limited benefits. It is not Major Medical or Comprehensive Health Coverage.
See Summary of Benefits for more information about this insurance plan's costs, exclusions, limitations, and terms of coverage.

Zurich

Insurance is underwritten by Zurich American Insurance Company. 

Zurich North America is one of the largest providers of insurance solutions and services to businesses and individuals. Our customers represent industries ranging from agriculture to technology. Zurich North America is part of Zurich Insurance Group (Zurich), a leading multi-line insurer serving people and businesses in more than 200 countries and territories. Founded 150 years ago, Zurich is transforming insurance. In addition to providing insurance protection, Zurich is increasingly offering prevention services such as those that promote wellbeing and enhance climate resilience.

Questions? Look Here.

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